St George has flooded three times in as many years, but 2012 is the biggest yet. In fact, it's a record for the town. More than 2000 residents were evacuated, as the Balonne River reached a new peak of 13.73 metres as of 6pm Feb 6, exceeding the March 2010 flood level of 13.4 metres. The evacuation centre at Dalby Showgrounds was made of a full cross section of St George society, from babies to the elderly.

Balonne Mayor Donna Stewart says residents were told to evacuate, but one family could not get out. "They had to relocate themselves onto a high stony ridge where they would be safe, so they had a very uncomfortable night," she said.

Ms Stewart says the residents' safety must come first, and they cannot return to their homes until the sewage treatment plant is up and running. "Unfortunately until the floodwater recedes we can't allow people back into the town for obvious health reasons," she said.

One toddler drowned after wandering into floodwaters while her parents were moving their possessions to higher ground. Parents spent more than an hour trying to revive their daughter while waiting for paramedics to arrive by helicopter.

The Balonne River has reached 13.93 metres at St George and is still rising slowly to a predicted peak of around 14m. The temporary levee is still protecting the town. There had been fears the entire town would be inundated after floodwaters were predicted to peak at 15 metres, half a metre above the makeshift levee protecting the town. However waters are not expected to go higher than 14 metres, and will begin to recede over the coming days, with damage restricted to 50 homes outside the levee.

At Charleville residents are celebrating the success of the town's levees, which prevented millions of dollars in damages, but in flood-ravaged Mitchell, there is a growing sense of anger at insurance companies.

With more than 70 per cent of homes and most of the businesses in Mitchell badly damaged by flooding, locals are becoming increasingly frustrated to find insurance companies rejecting policies they thought covered them. Fiona Mansfield owns the Mitchell Bakery which sustained at least $450,000 worth of damage, and says the business will close if insurers don't pay out.

Sources: ABC - Flood-hit St George facing sewage crisis

Brisbane Times - Three years, three floods: the refugees of St George

Brisbane Times - Toddler drowned as parents prepared for flood

Link: ABC Photo Gallery